Specialist 10 Year

Structural Warranty Broker / Latent Defects Insurance

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We arrange Latent Defects Insurance 10 Year Structural Warranty Based on Build Costs

Latent Defects Insurance Protects

Latent Defects Insurance protects the purchaser for a period of 10 years* against structural defects in the build. Possible defects that may arise include subsidence, shrinkage, water ingress or structural instability.

10 Year Cover

10 Year Structural Defect Insurance is a specialist insurance product providing cover for various new and completed property builds that are less than 10 years old. This essential form of cover is required by mortgage lenders before they release funds to property purchasers.

Structural Defect Insurance

Structural Defect Insurance is also known as Structural Latent Defect Insurance and covers projects including New Build, Self Build, Conversions and Social Housing Projects. It covers the structural envelope of the property (the foundations, walls, roofing, floors etc.) and non-load-bearing elements. The policyholder is responsible for the fixtures and fittings.

10 Year
Arrange 10 Year* Structural Defect Insurance/Latent Defects Insurance
A* rated
All policies are underwritten by A* rated or better insurers
Direct Contact
No automated phone systems, direct contact information
Based on Build Cost
Arrange competitive premiums based on build cost, not sale price
Industry Standards
All policies meet Industry Standards and Mortgage Lenders expectations
Retrospective cover
Cover completed and partially completed properties
Assigned Manager
Offer each client their own dedicated Sales Manager

Get a Structural Warranty

Structural Defects Insurance.

Structural defects insurance is insurance designed to protect against latent defects in newly built or converted/refurbished, residential developments. It protects against the cost of complete or partial rebuilding or rectifying work to the property as a result of defective design, workmanship or materials that occur during the build period but are not discovered until after completion.

At Roylemac10 we can arrange cover for new builds, barn conversions, mixed use developments and housing association projects. The insurance provides cover for the structural elements of the property (foundations, walls, roof, floors etc.) and non-load bearing elements, fixtures and fittings for which the Policyholder is responsible.

Latent Defects Insurance is also referred to as Structural defects insurance, Structural Warranty, Construction Insurance and Self-Build/New-Build insurance. Regardless how you describe it, it is important that you have the correct latent defect cover in place.

UK mortgage lenders insist on structural defects insurance from a recognised provider before lending on any property under 10 years old. Roylemac10 only use A rated or better insurers to place their clients schemes, giving them peace of mind that they have adequate cover in place.

Structural Defects Insurance is also known as Structural Warranty or Latent Defects Insurance.

What does Structural Defects Insurance cover.

Structural defects insurance provides cover on new builds, partially or fully completed homes, completed properties with defects, self-builds, basements, conversions, extensions and renovations, social housing developments and retrospective cover.

Structural insurance covers a wide range of defects and materials including:

Load-bearing foundation systems and footings
Waterproof envelope
Load-bearing floors and staircases
Load-bearing lintels
Load-bearing walls and partitions
Floor decking and screeds
Chimneys and flues
Roof covering
Roof framing systems (Joists and trusses)
Load-bearing beams and girders

WHAT WE OFFER

….to our clients to meet their needs, and ensure their future success

house roof OK with Latent defects Insurance

LATENT DEFECT INSURANCE

ROYLEMAC10 offer 10 Year Structural Warranties based on build costs, for a variety of property builds. Because damage due to poor design, workmanship or faulty materials often causes common defects insurance must be in place.

Let us look after this essentiality…..

BONDS

ROYLEMAC10 Bonds offer peace of mind against the possibility of a Contractor failing to carry out all their responsibilities under a contract.

Let us look after this worry for you…..

House in need of Latent defects Insurance

SELF BUILD INSURANCE

ROYLEMAC10 understand that purchasing a Self Build Warranty is a necessity as Lenders and HomeOwners need assurance that construction meets UK Building Regulations and Industry Standards.

Our attention to high standards means our skilled Surveyors are specialised in ensuring your success.

Let us transfer this quality…..

COMPLETED PROPERTIES

ROYLEMAC10 are dedicated to serving Property Developers, Contractors and Builders where construction has already been completed and our warranties are competitively based on the build cost, not the sale price.

Let us give you this value for money you so deserve……..